Wesleyan launches ‘Coffee Clinic’ in Birmingham to support doctors navigating financial complexity
Research highlights growing financial complexity as more doctors juggle multiple roles
Wesleyan is bringing specialist financial guidance directly to NHS doctors in Birmingham with the launch of its ‘Coffee Clinic’, designed to fit around busy clinical schedules.
Located by Queen Elizabeth Hospital Birmingham, the Coffee Clinic offers NHS doctors a free coffee alongside an option to speak with a Wesleyan specialist adviser. There is, otherwise, the chance for them to take home information to explore when it suits them.
The initiative comes as doctors face increasingly complex financial decisions. This is particularly evident as more doctors build portfolio careers, balancing multiple roles and income streams.
New research commissioned by Wesleyan highlights the scale of this shift. Two thirds (67%) of UK doctors now hold multiple roles, often combining NHS work with private practice, teaching or consultancy. While this creates opportunities, it can also introduce additional financial considerations.
More than a third of doctors with multiple roles say they have received an unexpected tax bill (36%), while around one in six report difficulties accessing mortgages (14%) or loans (17%) due to multiple income streams.
Despite the benefits of portfolio careers — including higher earning potential and greater flexibility — many doctors report practical challenges. Almost six in ten (59%) cite increased workload, balancing multiple roles (35%) and additional NHS admin (31%) as key issues.
Time pressures can make it difficult for doctors to engage with their finances, particularly where circumstances are already complex. NHS pension structures, variable income and non-linear career paths mean many require support that reflects the realities of modern medical careers.
The Coffee Clinic is designed to provide a simple, no-obligation starting point.
By bringing specialist financial guidance into a familiar environment, Wesleyan aims to create a low-pressure way for doctors to engage with their finances.
Alec Collie, Head of Medical Services, Wesleyan, said: “Many doctors are now balancing multiple roles alongside their clinical work, which can make financial planning more complex.
“We often hear from doctors managing different income streams, pension arrangements and tax considerations, with limited time to seek support. The Coffee Clinic provides an accessible, no-obligation way to start those conversations and access practical financial guidance when the time is right.”
Local insight suggests similar trends across the West Midlands, with many doctors balancing multiple roles and facing the associated financial challenges.
On the 12th of May, Wesleyan’s Coffee Clinic will be positioned opposite University Station in Birmingham, offering NHS doctors a simple way to engage with specialist financial support.